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Kiirkokkuost

A fast and transparent direct sale

Sale of property with mortgage or debt

An encumbrance is not always a sale ban; the amount and cooperation of the entitled parties are decisive.

The bank, bailiff or other entitled party should be involved before the notarial appointment. Sale funds can be allocated to repay a claim and remove agreed entries.

We need the approximate balance and restrictions for an offer. If debt exceeds realistic value, a separate agreement with the creditor is required before sale.

What do we assess?

  • Bank loan and mortgage
  • Utility or tax debt
  • Enforcement and disposal restriction
  • Multiple claims or securities

How does the transaction work?

  1. Send the address or cadastral reference and key details.
  2. We check registry information and ask any necessary questions.
  3. With sufficient data, we provide an initial offer within two hours.
  4. If agreed, we prepare the notarial transaction and handover.

Speed and the maximum market price are not the same

A direct-purchase offer may be below the best possible result of a long open-market sale. In return, the owner gains a certain buyer, a shorter schedule and fewer viewings, preparations and transaction risks. Compare both routes before deciding.

Frequently asked questions

What is needed for an initial offer?

Send the address or cadastral reference, property type, area, condition, photos and any known encumbrances or occupants. Better information produces a more useful assessment.

Does requesting an offer oblige me to sell?

No. An initial assessment creates no obligation. A sale only takes place with the owner’s agreement under a notarial contract.

How quickly can the transaction take place?

With sufficient data, an initial offer may be ready within two hours. The notarial date depends on documents, parties and availability; a prepared case may complete within a few working days.

An encumbrance is not always a sale ban; the amount and cooperation of the entitled parties are decisive.

Call us: +372 5380 8363